The so called “minibots” (proposed by the chief economic advisor to Matteo Salvini) should minimize the transaction costs of eurexit, by providing a parallel currency when this happens. They won’t help much and they worryingly show to the financial markets the willingness by some members of the Italian government to leave the eurozone.
A referendum is an awfully bad way for Italy to leave the eurozone. But general elections with Salvini’s League being explictly or implicitly against the euro might be equally bad.
The report by Mediobanca on “Italexit” is a terrible mess, full of omissions and confusing statements. Is there really somebody that is willing to pay to read this stuff?!